The best tool today is longevity insurance - they call it income insurance. Most people know the value of life insurance. But what if you live? So instead of trying to guess one or the other, you plan for those 20 years and you get this income insurance. If you live beyond 85, you have money that's guaranteed for as long as you live in the form of an annuity.

People who fail focus on what they will have to go through; people who succeed focus on what it will feel like at the end.

Success leaves clues. Go figure out what someone who was successful did, and model it. Improve it, but learn their steps. They have knowledge.

Whatever you really want, wants don't get met consistently, standards do.

The most important thing is what you already do. It's being authentic. It's being curious, trying to discover gifts.

The person who is motivated by necessity is interested in what's known and what's secure. The person who is motivated by possibility is equally interested in what's not known. He wants to know what can evolve, what opportunities might develop.

It sounds so stupid, so basic, but when you are really in a grateful state, you are like a magnet for joy.