You're already a financial trader. You might not think of it in just this way, but if you work for a living, you're trading your time for money. Frankly, it's just about the worst trade you can make. Why? You can always get more money, but you can't get more time.

What kind of person will I have to become in order to achieve all that I want?

If you can't, you must. If you must, you can. Most people fail in life because they major in minor things. Quality questions create a quality life. Successful people ask better questions, and as a result, they get better answers. It is in your moments of decision that your destiny is shaped.

It's not what we do once in a while that shapes our lives. It's what we do consistently.

Be yourself. That's it. I got about 45 [billionaires] . They are all different, all unique, and they are all self-made.

You might say what if I screw up? Then screw up big! Go for it! Do a big screw-up!

At the end of the day, the question to ask yourself is this: do your expenses, big and small, bring you the thrill they once did?