Everybody has a different strategy, but everybody agrees that active management does not beat the market.

I have seen business moguls achieve their ultimate goals but still live in frustration, worry, and fear. What's preventing these successful people for being happy? The answer is they have focused only on achievement and not fulfillment. Extraordinary accomplishment does not guarantee extraordinary joy, happiness, love, and a sense of meaning. These two skill sets feed off each other, and make me believe that success without fulfillment is failure.

The only person who is truly holding you back is you. No more excuses. It's time to change. It's time to live life at a new level.

Your life changes the moment you make a new, congruent, and committed decision.

Determination and persistence are melded together. Their basis comes from people who stay hungry and don`t allow themselves to get too comfortable. Entering a comfort zone is the fastest way to kill your drive and determination, at which point you begin to accept whatever you have as being "good enough." There is no self-esteem in accepting the status quo. There are tremendous emotional and psychological rewards that come with pushing yourself to break through past limits and, in the process, creating something of value for yourself and others.

Things happen in my physical body, in my relationships. I've buried three fathers and a mother. I've had a doctor tell me I've got a tumor in my brain. And when you face those situations, they transform you, they change you, and when you're able to break through them to a new level, they allow you to have gifts to give other people.

Your brain is not designed to make you happy. That's your job!