You shape your perceptions, or someone shapes them for you. You do what you want to do, or you respond to someone else's plan for you.

The best tool today is longevity insurance - they call it income insurance. Most people know the value of life insurance. But what if you live? So instead of trying to guess one or the other, you plan for those 20 years and you get this income insurance. If you live beyond 85, you have money that's guaranteed for as long as you live in the form of an annuity.

It is not that we don't know the right answers, it is just that we don't ask the right questions.

I wrote down all the things I would no longer accept in my life, all the things I would no longer tolerate, and all the things that I aspired to becoming.

Have you ever said, 'I can't do that! I'm just not like that!'? If you've ever used this phrase, you've hit the boundary of how you've defined yourself in the past, and it's affecting the quality of your present-day life. Ask yourself, 'Where did these beliefs about who I am come from, and how old are they?' Maybe it's time to update your identity.

If we believe in magic, we'll live a magical life. If we believe our life is defined by narrow limits, we've suddenly made those beliefs real.

Without a vision there is no possibility of creating something larger than what al-ready exists. An entrepreneur has to be able to bring something to the table through his or her vision that is not being provided by others - a special way of meeting needs, caring for others, treating patients, or marketing. An entrepreneur must have enormous faith. Risk-taking is critical to the development of an enterprise. You will not take risks unless you have the faith to do so.