Luck happens when preparedness and opportunity get together.

There is only one kind of life insurance, and that is pure protection based on a mortality table. All others are pure protection plus a cash value element that I call 'funny' banking.

Always remember, indecision is decision - usually against you.

It has been said that if you aim at nothing in life, you are likely to hit nothing! I have never had anyone come to me and say, 'Venita, I plan to fail.' Yet I have observed many who failed to plan and who unfortunately met with the same dismal results.

Yesterday is past. Tomorrow is only a promise. Only today is legal tender.

You'll find that there will be an investment for every season, but there will be no investment for all seasons.

There are only three things you can do with a dollar: spend, loan, or own.