No loan is free. The costs are in your loan somewhere, maybe rolled into the amount to be refinanced or even coming at a higher interest rate.

Failure is my specialty.

Home staging is no longer optional in this real estate market, it is a must!

If you stand back and analyze the best way to do something, you'll be standing there forever. Follow your gut and jump right in!

If you're having fun, you wind up innovating.

I'm never in control of my time during the workday.

I hadn't learned to read by third grade, which wasn't unusual for some kids. I knew something was wrong because I couldn't see or understand the words the way the other kids did. I wasn't the least bit bothered - until I was sent back to the second-grade classroom for reading help after school.