No loan is free. The costs are in your loan somewhere, maybe rolled into the amount to be refinanced or even coming at a higher interest rate.

If a house is priced appropriately, make a bid 10 percent below that amount.

The wheels of justice - they're square wheels.

Most great entrepreneurs I know are nothing like the other kids. They're almost like tangent lines - those lines that seem to go nowhere. Nothing connects them, until they get out in the real world. Then they connect just fine.

Especially if you're over 40, shortening the term of your loan to pay it off sooner could make you mortgage-free in retirement.

If I could set a world record, it would be that I have 150 business partners, all with thriving businesses of their own that started with nothing and I made the difference to make them all billionaires.

The power of publicity is more important than advertising.