No loan is free. The costs are in your loan somewhere, maybe rolled into the amount to be refinanced or even coming at a higher interest rate.

People imitate their leader. Lead by example.

The power of publicity is more important than advertising.

Confidence is overrated. It's when we're uncomfortable and looking for answers that we learn and grow the most.

My mother is an amazing woman. Not only did she manage the entire household, she noticed a gift in each of her kids and instilled confidence in all of us that that gift would take us wherever we wanted to go.

Money is not the only thing that motivates employees. It's about making them happy.

The wheels of justice - they're square wheels.