Refinancing doesn't reduce your debt, it just restructures it, so be clear about what you want to achieve with a refi.
Barbara CorcoranI hadn't learned to read by third grade, which wasn't unusual for some kids. I knew something was wrong because I couldn't see or understand the words the way the other kids did. I wasn't the least bit bothered - until I was sent back to the second-grade classroom for reading help after school.
Barbara Corcoran