Design your financial future in every respect, and then make a plan to achieve it.

Clear, written goals have a wonderful effect on your thinking. They motivate you and galvanize you into action. They stimulate your creativity, release your energy, and help you to overcome procrastination as much as any other factor.

Be clear about your goal but be flexible about the process of achieving it.

The greatest enemies of success and happiness are negative emotions of all kinds.

Act with purpose, courage, confidence, competence and intelligence until these qualities 'lock in' to your subconscious mind.

Be prepared to ride the cycles and trends of life; success is never permanent, and failure is never final.

Failing to plan means planning to fail. What are your goals?