Turn your stumbling blocks into steppingstones to success.

Move fast. A sense of urgency is the one thing you can develop that will separate you from everyone else. When you get a good idea, do it now.

Truly wealthy people develop the habit of "getting rich slow" rather than "getting rich quick." To assure this, they have two rules with regard to money. Rule number one: Don't lose money. Rule number two: If ever you feel tempted, refer back to rule number one, "don't lose money."

Your company's most valuable asset is how it is known to customers.

Those who start in business with too little money are more likely to succeed than those who start with too much. Energy and imagination are the springboards to wealth creation.

Get around the right people. Associate with positive, goal-oriented people who encourage and inspire you.

Investigate carefully before you invest. Spend as much time researching the investment as you spend earning the money.