Self-discipline has a bigger effect on academic performance than does intellectual talent.

Companies aren’t families. They’re battlefields in a civil war.

The more you focus, the more that focus becomes a habit.

Hiding what you know is sometimes as important as knowing it.

Willpower isn’t just a skill. It’s a muscle, like the muscles in your arms or legs, and it gets tired as it works harder, so there’s less power left over for other things.

Change might not be fast and it isn't always easy. But with time and effort, almost any habit can be reshaped.

Since the 17th century, insurance agents have been the foremost experts on risk.