Since the 17th century, insurance agents have been the foremost experts on risk.

It is facile to imply that smoking, alcoholism, overeating, or other ingrained patters can be upended without real effort. Genuine change requires work and self-understanding of the cravings driving behaviours.

As people strengthened their willpower muscles in one part of their lives—in the gym, or a money management program—that strength spilled over into what they ate or how hard they worked. Once willpower became stronger, it touched everything.

Some say because music is as much about personal expression as listening pleasure, sharing is integral to why songs have value in the first place.

The Golden Rule of Habit Change: You can't extinguish a bad habit, you can only change it.

America is the Saudi Arabia of coal.

Making your bed every morning is correlated with better productivity, a greater sense of well-being, and stronger skills at sticking with a budget.