Big Data is like teenage sex: everyone talks about it, nobody really knows how to do it, everyone thinks everyone else is doing it, so everyone claims they are doing it.

I don't want to say that the poor are inherently cognitively diminished, but at the end of the day of making difficult, tough decisions, it's very hard to have the energy to think about things with the right mindset.

We have very strong intuitions about all kinds of things — our own ability, how the economy works, how we should pay school teachers. But unless we start testing those intuitions, we’re not going to do better.

I don't know what exactly the translation is but when we do consume something now, something else has to give at some point.

The problem is that people basically dangle debt in front of us. And the cost for the poor of course is much higher than for the wealthy.

Motivation, basically getting people to be happy at work, everybody - everybody benefits.

The more cashless our society becomes, the more our moral compass slips.