Exercise, from a public health perspective, is an unmitigated failure. The world's longest-lived people live in environments that nudge them into more movement. They don't use power tools, they do their own yard work, they grow a garden.
Dan BuettnerSo setting up automatic savings plans, and buying insurance as opposed to buying a new thing. The newness effect of a new thing wears off in nine months to a year, but financial security can last a lifetime.
Dan Buettner