Optimism is normal, but some fortunate people are more optimistic than the rest of us. If you are genetically endowed with an optimistic bias, you hardly need to be told that you are a lucky person - you already feel fortunate.

The conclusion is straightforward : self-control requires attention and effort.

I enjoy being active, but I look forward to the day when I can retire to the Internet.

We are often confident even when we are wrong, and an objective observer is more likely to detect our errors than we are.

Happiness is determined by factors like your health, your family relationships and friendships, and above all by feeling that you are in control of how you spend your time.

People are really happier with friends than they are with their families or their spouse or their child.

Banks are run by executives, and executives protect themselves, and that does not always mean that banks are going to behave rationally.