JPMorgan was already, for the most part. Our businesses at JPMorgan share the same cash-management systems. The commercial bank, the private bank, the retail bank, they all use the branches. The cash-management system moves the money around the world - for global corporations, and for you, the consumer, too.

Look, every institution will make mistakes. I acknowledge we make mistakes, and they can hurt my reputation and our company's. But you also must be willing to let go a little bit, trust others, and not always be so stringent, provided you have robust controls.

We're not fair weather friends. We've been in places for a long, long time.

Companies that build scale for the benefit of their customers and shareholders more often succeed over time.

I want Japan to think and say that we are better off for JPMorgan having been here through thick and thin.

We were a land of opportunity. You can never have equal outcomes, but you can have equal opportunity.

A democracy is a compromise by its nature. It's not a dictatorship.