hindsight is not a strategy.

The chief function of stock-market forecasters is to make astrologers look respectable.

There is a secret to investing that cuts a path directly to the profits that you're looking for. The secret is simplicity. The more elementary your investment style, the more confident you can be of making money in the long run.

Never try to time the bond market. Anyone who claims to know the future of interest rates is certifiable.

The best real-estate investments with the highest yields are in working-class neighborhoods, because fancy properties are overpriced.

Everyone needs a small-town banker. Especially in a big town.

It seems like only yesterday that savers were dorks. They kept piggy banks. They drove last year's cars. They fished in their change purses for nickels while the superstars flashed credit cards. Today, values have changed. The new object of veneration is not money on the hoof but money in the bank - and the dorks all have it.