Financial planners who take commissions have a built-in conflict of interest...even with disclosure, my choice would be a Fee-Only planner.

Auto insurance is a toll bridge, over which every honest driver has to pass.

You get the most out of what you need the least.

hindsight is not a strategy.

Equality is never given, it is taken.

You normally don't get a margin call unless your securities, minus the debt, are worth 30% or less of their nominal market value.

It's daring and challenging to be young and poor, but never to be old and poor. Whatever resources of good health, character, and fortitude you bring to retirement, remember, also, to bring money.