I haven't got as much money as some folks, but I've got as much impudence as any of them, and that's the next thing to money.
Josh BillingsThere are only two qualities in the world: efficiency and inefficiency; and only two sorts of people: the efficient and the inefficient.
Josh BillingsThe miser and the glutton are two facetious buzzards: one hides his store, and the other stores his hide.
Josh Billings