Be prepared for disappointment and frustration. Be persistent and bounce back even more determined to succeed.

I don't think investment is that hard. It's doing the simple things on a regular basis.

Personally, I tend to worry about what I save, not what I spend.

Invest in yourself. Your career is the engine of your wealth.

Learn as much as you can about your proposed business. Ask questions. Join industry associations. Study successful competitors carefully.

If you don't act now while it's fresh in your mind, it will probably join the list of things you were always going to do but never quite got around to. Chances are you'll also miss some opportunities.

There are plenty of ways to get ahead. The first is so basic I'm almost embarrassed to say it: spend less than you earn.