Make the right decisions in life and you'll never have to worry about saving $3 a day on lattes.

Most people never realize that 80% of the work is done before you step in a room. That's why they spend their entire lives grasping for magical tactics instead of changing their entire mindset.

If I don't have at least 4 or 5 failures a month, I feel like I'm not trying hard enough

How do you decisions change if retirement is not an option?

There is a limit to how much you can cut but there is no limit to how much you can earn.

Charging a premium amount allows me to offer a premium service.

Frugality, quite simply, is about choosing the things you love enough to spend extravagantly on—and then cutting costs mercilessly on the things you don’t love.