The changing nature of money is only one facet of the financial services revolution.

We're still in the first minutes of the first day of the Internet revolution.

Fifty years ago wealth was stored and transmitted physically through gold bars, stock certificates, bank notes, and coins.

For every one of our failures, we had spreadsheets that looked awesome

Mutual funds were created to make investing easy, so consumers wouldn't have to be burdened with picking individual stocks.

A brand is no longer what we tell the consumer it is - it is what consumers tell each other it is.

People don't place their trust in government or company pension plans; they have to be self-reliant.