Today more people believe in UFOs than believe that Social Security will take care of their retirement.
Before 1980, it was basically illegal for U.S. banks to invent new products.
Well, today people have to be self-reliant if they want a secure retirement income.
The changing nature of money is only one facet of the financial services revolution.
Even some of the greatest technology-led revolutions, or allegedly technology-led, really were only made possible because of trends already present.
Fifty years ago wealth was stored and transmitted physically through gold bars, stock certificates, bank notes, and coins.