For every one of our failures, we had spreadsheets that looked awesome

For every one of our failures, we had spreadsheets that looked awesome

Even the once simple home mortgage now has so many flavors and styles and variations that it is difficult for people to make a decision.

Technology is similarly just a catalyst at times for fundamental forces already present.

Today more people believe in UFOs than believe that Social Security will take care of their retirement.

Before 1980, it was basically illegal for U.S. banks to invent new products.

Be dramatically willing to focus on the customer at all costs, even at the cost of obsoleting your own stuff.