Thirty to 40 years ago, most financial decisions were fairly simple.
Technology is similarly just a catalyst at times for fundamental forces already present.
Subsequent to the original Quicken, the whole idea that we, as a consumer products company, could actually make business products, that was a whole revolution in our thinking.
We're still in the first minutes of the first day of the Internet revolution.
Before 1980, it was basically illegal for U.S. banks to invent new products.
Even the once simple home mortgage now has so many flavors and styles and variations that it is difficult for people to make a decision.