Even some of the greatest technology-led revolutions, or allegedly technology-led, really were only made possible because of trends already present.

The current institutionally provided retirement plans will not cover people's needs upon retirement.

QuickBooks - the very fact that we could even dream to make something in the business arena, and that it would then succeed - was a total revolution to me.

Today more people believe in UFOs than believe that Social Security will take care of their retirement.

Well, today people have to be self-reliant if they want a secure retirement income.

So I think instead of focusing on the competition, focus on the customer.

Thirty to 40 years ago, most financial decisions were fairly simple.