Even some of the greatest technology-led revolutions, or allegedly technology-led, really were only made possible because of trends already present.

People don't place their trust in government or company pension plans; they have to be self-reliant.

Fifty years ago wealth was stored and transmitted physically through gold bars, stock certificates, bank notes, and coins.

The current institutionally provided retirement plans will not cover people's needs upon retirement.

So I think instead of focusing on the competition, focus on the customer.

Mutual funds were created to make investing easy, so consumers wouldn't have to be burdened with picking individual stocks.

Even some of the greatest technology-led revolutions, or allegedly technology-led, really were only made possible because of trends already present.