Even some of the greatest technology-led revolutions, or allegedly technology-led, really were only made possible because of trends already present.

The current institutionally provided retirement plans will not cover people's needs upon retirement.

A whole generation of Americans will retire in poverty instead of prosperity, because they simply are not preparing for retirement now.

So I think instead of focusing on the competition, focus on the customer.

People don't place their trust in government or company pension plans; they have to be self-reliant.

A brand is no longer what we tell the consumer it is - it is what consumers tell each other it is.

Fifty years ago wealth was stored and transmitted physically through gold bars, stock certificates, bank notes, and coins.