Technology is similarly just a catalyst at times for fundamental forces already present.

So I think instead of focusing on the competition, focus on the customer.

Technology is similarly just a catalyst at times for fundamental forces already present.

The current institutionally provided retirement plans will not cover people's needs upon retirement.

Fifty years ago wealth was stored and transmitted physically through gold bars, stock certificates, bank notes, and coins.

Well, today people have to be self-reliant if they want a secure retirement income.

Mutual funds were created to make investing easy, so consumers wouldn't have to be burdened with picking individual stocks.