Becoming a member of the NR is not just about working smarter. It's about building a system to replace yourself.
I have plenty of money to do what I want to do, and I have the relationships.
I'm not a big believer in long-term planning and far-off goals. In fact, I generally set 3-month and 6-month dreamlines. The variables change too much and in-the-future distance becomes an excuse for postponing action.
Relative income uses two variables: the dollar and time, usually hours.
The way that you become world-class is... by asking good questions.
If you spend your time, worth $20-25 per hour, doing something that someone else will do for $10 per hour, it's simply a poor use of resources.