As a species, we're not only wired to choose today over tomorrow, but we hate to feel like we're losing out on something. The bottom line is, if we feel like we're losing something we avoid it, we won't do it. That's why so many people don't save and invest. Saving sounds like you're giving something up, you're losing something today. But you're not.

You see, it's never the environment; it's never the events of our lives, but the meaning we attach to the events - how we interpret them - that shapes who we are today and who we'll become tomorrow.

What we do in life is determined by how we communicate to ourselves. In the modern world, the quality of life is the quality of communication.

It's not about your resources, it's about your resourcefulness .

Don't expect people to abide by your rules if you don't clearly communicate what they are. And don't expect them to live by your rules if you're not willing to compromise and live by at least some of theirs.

It's not what's happening to you now or what has happened in your past that determines who you become. Rather, it's your decisions about what to focus on, what things mean to you, and what you're going to do about them that will determine your ultimate destiny.

It not knowing what to do, it's doing what you know.