Pity the poor millionaire. He'll never know the thrill of paying that final installment.

Expect trouble as an inevitable part of life, and when it comes, hold your head high, look it quarely in the eye and say, 'I will be bigger than you. You cannot defeat me.

I don't believe that you have to be a cow to know what milk is.

A man spends the first half of his life learning habits that shorten the other half.

Being interested is more important than being interesting.

If criticism is needed, do it tactfully. Don't use a sledgehammer when a fly swatter will do the job.

Imagine you had a bank that each morning credited your account with $1,440 - with one condition: whatever part of the $1,440 you failed to use during the day would be erased from your account, and no balance would be carried over. What would you do? You'd draw out every cent every day and use it to your best advantage. Well, you do have such a bank, and its name is time. Every morning, this bank credits you with 1,440 minutes. And it writes off as forever lost whatever portion you have failed to invest to good purpose.