Refinancing your mortgage usually makes sense if you can lower your interest rate by at least two points. But the most important question to ask yourself is, how long will it take you to break even?

The best time to expand is when people are asleep at the wheel.

The story of my billion-dollar business starts like this. I borrowed $1,000 from a friend.

The biggest challenge in business is not the competition, it's what goes on inside your own head

The difference between the real winners is how long they take to feel sorry for themselves. My winners feel it... but they come back up and say 'hit me again.'

You may not like the idea of putting money into a home when you're moving out. But it's demanded by the market. You need to show it off. You don't have to rip out the kitchen and bathroom. But maybe replace the tiles or the countertops. Get professional advice.

I like to wake up and just feel gratitude. Gratitude for waking up, for my health, for my kids, for my family. A lot of times in the evening, I'll write down what my goals are for the next day; When I wake up, I look at that list again. I meditate.