Refinancing your mortgage usually makes sense if you can lower your interest rate by at least two points. But the most important question to ask yourself is, how long will it take you to break even?

I've seen innovation come from something as simple as a resourceful multibillionaire who wanted to make even more money.

The difference between the real winners is how long they take to feel sorry for themselves. My winners feel it... but they come back up and say 'hit me again.'

Figure out what past efforts amounted to nothing and label them your "not to do" list. Post the list where you'll see it.

Great sales people [don't] have the ability to feel sorry for themselves.

A complainer is like a Death Eater because there's a suction of negative energy. You can catch a great attitude from great people.

So many people are good at starts and not so good at finishing.