Between calculated risk and reckless decision-making lies the dividing line between profit and loss.

Then one day, we’ll put the reward in the old place, and put in the rat, and, by golloy, the old habit will rememerge right away. habits never really disappear. They’re encoded into the sturctures of our brain, and that’s a huge advantage for us, because it would be awful if we had to relearn how to drive after every vacation. The problem is that your brain can’t tell the difference between bad and good habits, and so if you have a bad one, it’s always lurking there, waiting for the right cues and rewards.

As people strengthened their willpower muscles in one part of their lives—in the gym, or a money management program—that strength spilled over into what they ate or how hard they worked. Once willpower became stronger, it touched everything.

Between calculated risk and reckless decision-making lies the dividing line between profit and loss.

Habits are malleable throughout your entire life.

If you tell people that they have what it takes to succeed, they'll prove you right

The Golden Rule of Habit Change: You can't extinguish a bad habit, you can only change it.