Some say because music is as much about personal expression as listening pleasure, sharing is integral to why songs have value in the first place.

Since the 17th century, insurance agents have been the foremost experts on risk.

The problem is that your brain can't tell the difference between bad and good habits, and so if you have a bad one, it's always lurking there, waiting for the right cues and rewards.

There’s something really powerful about groups and shared experiences. People might be skeptical about their ability to change if they’re by themselves, but a group will convince them to suspend disbelief. A community creates belief.

But countless studies have shown that a cue and a reward, on their own, aren't enough for a new habit to last. Only when your brain starts expecting the reward--craving the endorphins or sense of accomplishment--will it become automatic to lace up your jogging shoes each morning. The cue, in addition to triggering a routine, must also trigger a craving for the reward to come.

The Golden Rule of Habit Change: You can't extinguish a bad habit, you can only change it.

If you tell people that they have what it takes to succeed, they'll prove you right