I think we need to think about our physical activity as a reward, as something enjoyable and something we look forward to doing, not something that we regard as self-flogging.

The gym and the treadmill is a good idea. But the problem is we spend so much effort in marketing messaging, deluding people into thinking if you get on your treadmill or you go to the gym, that's what you need. People who join a gym, the vast majority of them have quit within nine months and almost all of them have quit within two years. So if it's a longevity strategy, does not work.

The brutal reality about aging is that it has only an accelerator pedal. We have yet to discover whether a brake exists for people.

So setting up automatic savings plans, and buying insurance as opposed to buying a new thing. The newness effect of a new thing wears off in nine months to a year, but financial security can last a lifetime.

So learning to play a new instrument, learning a new language - those sorts of things will pay dividends for years or decades to come.

I think we need to think about our physical activity as a reward, as something enjoyable and something we look forward to doing, not something that we regard as self-flogging.

Deepen your existing spiritual commitment.