The real power of tribes has nothing to do with the Internet and everything to do with people.
Connect, create meaning, make a difference, matter, be missed.
Design is the last great competitive advantage.
Debt creates stress, stress creates behaviors that don't lead to happiness.
There's no life-work balance. I think you have to have the discipline to have the life you want to have. And if you are stealing from one part of your life in order to make the other part work, you are going to pay for it.
While you may have made money doing something a certain way yesterday, there's no reason to believe you'll succeed at it tomorrow.