Insurance - an ingenious modern game of chance in which the player is permitted to enjoy the comfortable conviction that he is beating the man who keeps the table.
Ambrose BierceA subsidiary Deity designed to catch the overflow and surplus of the world's worship . . . . [H]is master works for the means wherewith to purchase the idle wag of the Solomonic tail, seasoned with a look of tolerant recognition.
Ambrose Bierce