You have to put in many, many, many tiny efforts that nobody sees or appreciates before you achieve anything worthwhile.

The law of cause and effect: If you do what other successful people do, you will eventually get the results that other successful people get.

Change your thinking, and you will change your life.

The future belongs to the risk-takers, not the comfort-seekers .

Financial security and independence are like a three-legged stool resting on savings, insurance and investments

Knowledge is the raw material of production and value in this age. It used to be that the main difference between people in our society was between those who have more and those who have less. Today, however, the difference is between those who know more and those who know less.

Most of your happiness will come from your relationships with others. Handle them with care.