People just hate the idea of losing. Any loss, even a small one, is just so terrible to contemplate that they compensate by buying insurance, including totally absurd policies like air travel.

It's very easy for trusted companies to mislead naive customers, and life insurance companies are trusted.

It's a wonderful thing to be optimistic. It keeps you healthy and it keeps you resilient.

The extra daily social time of 1.7 hours in weekends raises average happiness by about 2%.

Optimism is normal, but some fortunate people are more optimistic than the rest of us. If you are genetically endowed with an optimistic bias, you hardly need to be told that you are a lucky person - you already feel fortunate.

When you look at the books about well-being, you see one word - it's happiness. People do not distinguish.

It is only a slight exaggeration to say that happiness is the experience of spending time with people you love and who love you.