My passion. My commitment. This is the most important thing in my life other than my family.

I don't have any secret sauce and I'm no smarter than anyone else. I will say I have surrounded myself with unbelievable talent that has made my job easier.

Many companies today are reducing hours of full-time people to get under the minimum so they don't have to pay health care costs. I just shake my head because that's not going to build long-term value and trust with your people.

In times of adversity and change, we really discover who we are and what we're made of.

I conduct my life with an expectation that people will do the right thing. Yet even with all my experience, I am still surprised when they do not.

China traditionally has been a tea-drinking country but we turned them into coffee drinkers.

The evolving social and digital media platforms and highly innovative and relevant payment capabilities are causing seismic changes in consumer behavior and creating equally disruptive opportunities for business.