There are only two qualities in the world: efficiency and inefficiency; and only two sorts of people: the efficient and the inefficient.
Debt is a trap which man sets and baits himself, and then deliberately gets into.
Selfish people, with no heart to speak of, have the best time of it.
It is easier to be virtuous than it is to appear so, and it pays better.
The best condition in life is to be not so rich as to be envied nor so poor as to be damned.
Contentment is a kind of moral laziness; if there wasn't anything but contentment in his world, man wouldn't be any more of a success than an angleworm is