Suze Orman Quotes

When it comes to money, if you have it, you may feel that you don't deserve it—guilt. If you don't have it, you may feel that you should have it—guilt.

A cash advance on a credit card is one of the worst types of borrowing because the interest rate is typically 21 percent or more.

You will never be powerful in life until you are powerful over your own money. How you think about it, how you feel about it and how you invest it.

If you're not staying on top of your money, you are putting your financial well-being at risk.

For all your long-term investments, such as retirement accounts that you won't touch for at least ten years, you need a mix of stocks and bonds. Stocks offer the best shot at inflation-beating gains. But stocks don't always go up. That's where bonds come into play: They have less upside potential, but they also do not pack the same risk.

I have never been a fan of bond funds. Unlike a direct investment in an individual bond that you can hold to maturity and be assured you will get your principal back (assuming no default), a fund has no finite maturity date and most funds are actively traded.

The most important loan to pay is your student loan. It's more important than your mortgage, car and credit card payments. You cannot discharge student loan debt in the majority of cases.

The things that matter most in this world are those that carry no price tag, for they can neither be bought nor sold at any price.

I answered her spiritually. And that is where Oprah [Winfrey]comes from. She comes from a place of the truth within her. And I think that's why we clicked. And I think that's why we still continue to click.

I want to see a new system. I believe that the credit scoring system is broken. That's my belief.

When you can be happy in your sadness as you are in your happiness. Then you know the key to life.

The key to making money is to stay invested.

You have to see every potential roadblock as an opportunity and a benefit.

Messages about money are passed down from generation to generation, worn and chipped like the family dishes.

There isn't a part of our lives that money doesn't touch - it affects our relationships, the way we go about our everyday activities, our ability to make dreams reality, everything.

If you pay off your mortgage before retirement, you take a huge financial load off your shoulders. You also become eligible to take out a reverse mortgage once you turn 62.

Cut back your spending now.

What women need to understand is that you cannot save a child if you can't save yourself.

Many of the good things would never have happened if the bad events hadn't happened first.

The only way you will ever permanently take control of your financial life is to dig deep and fix the root problem.

Here's my gift-giving rule: Respect your current financial situation.

People first, then money, then things.

Money will respond to you just like people do.

You'd better have faith that everything happens for the best. Nothing happens in your life that isn't something that you are meant to learn to get you where you need to go so you can become who you are meant to be. And that meant-to-be might be someone you don't even know exists at this moment in time.

Each cent you apply toward diminishing your debt replenishes you.

If you're in poverty and all you have is a debit card or a prepaid card or you pay in cash, it does not report to a credit bureau. If it doesn't report to a credit bureau, it cannot create a credit score for yourself.

You must trust yourself more than you trust anyone else with your money.

Never, ever invest money that you will need prior to three to five years - minimum.

Like your home's closets, your financial clutter needs an overhaul every now and again, and the payoff will go far beyond the psychic satisfaction of neatening up.