Remember anything you want that's valuable requires you to break through short-term pain in order to gain long-term pleasure.

I think the most important key to quality communication and interaction is developing an interest in the person you`re talking with. Most women know the secret to a quality conversation is to ask quality questions and have a sincere interest in hearing the answers. In fact, the best communicators very often say the least. It`s not the extrovert who dominates the conversation that a client feels most connected with, but rather the individual who shows a real and sincere interest in knowing about the life of the person they`re talking with.

If you're going to solve a weight-loss problem - or smoking problem for that matter - you must address both the psychological and physiological.

It`s not our conditions, but our decisions that shape our lives. I truly believe that it`s in your moments of decision that your destiny is shaped. So choose carefully what things mean, and what to do about them. With conscious focus, a connection with our loving nature, and a desire to serve, we truly can experience heaven while still here on earth.

There is no greatness without passion to be great, whether it's the aspiration of an athlete or an artist, a scientist, a parent, or a businessperson.

At the end of the day, the question to ask yourself is this: do your expenses, big and small, bring you the thrill they once did?

Everybody has a different strategy, but everybody agrees that active management does not beat the market.