Proper prospecting prevents poverty.
Ignore people who tell you 'you can't' or try to discourage you.
Bankrupsy stays on your record for 7-10yrs. That gives you an idea how long it takes to rebuild trust.
Being honest when you're dealing with others is easier to do because your honesty is on the table for all to view...Being honest with yourself is more difficult because you only have to justify it in private where no one can see it.
Great people have great values and great ethics.
Negative people are worse than negative occurrences. The argument is over in ten minutes - the person may hang around for years.