Popular quotes about Credit! Wisdom and inspiration are here! | page 5
Credit card companies are jacking up interest rates, lowering credit limits, and closing accounts - and people who have made timely payments are not exempt. So even if you pay off your balance - and that's tough when interest rates are insanely high - there's a good chance your credit limit will be slashed, and that will hurt your FICO score.
Suze OrmanThe interesting thing about the China story, getting back to the macro and micro, and as dire as I think the macro story is - due to bad credit and credit extension that makes Greece and Spain and the U.S. look like child's play - when you get to the micro of individual companies, they look even worse.
James ChanosThere is no means of avoiding the final collapse of a boom brought about by credit expansion. The alternative is only whether the crisis should come sooner as the result of voluntary abandonment of further credit expansion, or later as a final and total catastrophe of the currency system involved.
Ludwig von MisesWhen businesspeople take credit for creating jobs, it's a little like squirrels taking credit for creating evolution. In fact, it's the other way around.
Nick HanauerThe Tucson speech [of Barack Obama] was brilliant, and I'm so angry at Republicans for jumping on him because you have to give credit. Part of being successful is to give credit to people who you may not disagree with when they do well.
Frank LuntzSocial security, bank account, and credit card numbers aren't just data. In the wrong hands they can wipe out someone's life savings, wreck their credit and cause financial ruin.
Melissa BeanMost people don't want to work with liars. They'll work with a liar if the liar makes them money and gives them credit, but not if a person's lying extends to not making them money and not giving them credit.
Sara BenincasaGetting to a higher spiritual level is like increasing your credit score. You get a lot more points for sinning and repenting than if you have no credit history at all.
Lisa KleypasA lot of people give actors credit when they gain weight for a role in a drama when they win an Oscar, but when youโre doing a sitcom, people donโt give you a lot of credit, because youโve got to keep your weight on for five or six years if itโs successful.
Mike O'MalleyThere is a strange idea aboard, held by all monetary cranks, that credit is something a banker gives to a man. Credit, on the contrary, is something a man already has. He has it, perhaps, because he already has marketable assets of a greater cash value than the loan for which he is asking. Or he has it because his character and past record have earned it. He brings it into the bank with him. That is why the banker makes him the loan.
Henry HazlittMy success, I feel like, is credit - credit for a good job. I haven't even gotten a Grammy, yet I've already decided I want an Emmy.
Ester DeanHe that sells upon Credit expects to lose 5 per Cent. By bad Debts; therefore he charges, on all he sells upon Credit, an Advance that shall make up that Deficiency.
Benjamin FranklinToo-easy credit and millions of bad loans made during the U.S. housing bubble paved the way for the financial calamity and Great Recession that followed. Today, by contrast, credit is too tight. Mortgage loans are particularly hard to get, creating a problem for the housing market and the broader economy.
Mark ZandiA consolidation makes sense only if you can lower your overall interest rate. Many people consolidate by taking out a home equity line loan or home equity line of credit (HELOC), refinancing a mortgage, or taking out a personal loan. They then use this cheaper debt to pay off more expensive debt, most frequently credit card loans, but also auto loans, private student loans, or other debt.
Jean ChatzkyBut give me more credit than that. Someone else may have dealt the hand, but I picked it up off the table, I played every card, and I had my reasons.
Tana FrenchThe priests of one religion never credit the miracles of another religion. Is this because priests instinctively know priests?
Robert Green IngersollI actually credit Twitter with fine-tuning some joke-writing skills. I still feel like I'm working at it.
Steve MartinThe daily writing practice is something I used to hear batted around a lot in writing workshops - which is probably why I dropped out of all the writing workshops. I wish I could take credit for innovating a new approach to writing, but the truth is that I've managed to write books despite myself. I'm lazy and ungovernable and undisciplined, but I do have a lot of anxiety about never amounting to anything and ending up as a bag lady.
Diana Abu-JaberWe feel led to caution . . . against forming the bad habit of incurring debt and taking upon themselves obligations which frequently burden them heavier than they can bear, and lead to the loss of their homes and other possessions. We know it is the fashion of the age to use credit to the utmost limit. . . . We, therefore, repeat our counsel . . . to shun debt. Be content with moderate gains, and be not misled by illusory hopes of acquiring wealth. . . . Let our children also be taught habits of economy, and not to indulge in tastes which they cannot gratify without running into debt.
Wilford WoodruffI have breakups that I can credit to every song. In my twenties, I picked people who would create that dysfunction and drama, so I could draw upon it.
Kara DioGuardiSeek no praise, no reward, for anything you do. No sooner do we perform a good action than we begin to desire credit for it. No sooner do we give money to some charity than we want to see our names blazoned in the papers. Misery must come as the result of such desires.
Swami VivekanandaI have had some sorry-ass looks, but I'm the first one to laugh. I'm either to credit or to blame for the '80s.
Jon Bon JoviIn explaining any puzzling Washington phenomenon, always choose stupidity over conspiracy, incompetence over cunning. Anything else gives them too much credit.
Charles KrauthammerI like to foster an atmosphere on set of collaboration and openness and risk taking. The beauty is when you have such brilliantly talented people as I did in my cast, you definitely don't want to fetter them in any sense. You want them to be able to go out there and do their thing and feel confident in doing their thing, because ultimately I'm the person who gets the credit which is great.
Dan MazerThe most powerful person is he who is able to do least himself and burden others most with the things for which he lends his name and pockets the credit.
Theodor AdornoMajor Strasser: You give him (Rick Blaine) credit for too much cleverness. My impression was that he's just another blundering American. Captain Renault: We musn't underestimate American blundering. I was with them when they blundered into Berlin in 1918.
Humphrey BogartIn 1973, a woman could not get a credit card without her husband or father or a male signing off on it.
Billie Jean KingEverybody would be better off if they could buy housing for only, let's say, a carrying charge of one-quarter of their income. That used to be the case 50 years ago. Buyers had to save up and make a higher down payment, giving them more equity - perhaps 25 or 30 percent. But today, banks are creating enough credit to bid up housing prices again.
Michael HudsonIn many ways Scotland will benefit more than other parts of the UK when universal credit comes in. A larger percentage of people will see an increase in their income through moving into work or taking on more hours.
Iain Duncan SmithIn recent years, perhaps encouraged by competition from McDonald's, the British hamburger has become a credit to the nation. At the time of which I speak, it looked like a scorched beer-coaster or a tenderized disc brake.
Clive JamesBesides the general infusion of wit to heighten civility, the direct splendor of intellectual power is ever welcome in fine society, as the costliest addition to its rule and its credit.
Ralph Waldo EmersonIf you've ever made up something on the spot and made somebody laugh, you can credit Jonathan Winters with inspiration.
Rob ReinerSmallness of mind is the cause of stubbornness, and we do not credit readily what is beyond our view.
Francois de La RochefoucauldBankers own the earth. Take it away from them, but leave them the power to create money and control credit, and with a flick of a pen they will create enough to buy it back.
Josiah StampI have to give credit to the NBA, because they've done an unbelievable job of taking our game global and putting us in a position to be able to come here and other places in the world and see how big the game of basketball is. If you have never been here, you might not really understand how amazing and how big basketball is. These fans in China love the sport, and they have more players playing than we have people living in the US.
Dwyane WadeEarly versions of Microsoft Word left a lot to be desired. However, to the company's credit, it quickly learned where Word fell short, made the necessary changes, and repeatedly introduced new versions of the software.
Naveen JainActing was important, but it was not as important as getting an education, and I credit my parents with a lot of that.
Alexander GouldWhenever I've been well-known or hitting the press, I've always had to get my credit card out to prove I'm Damien Hirst.
Damien HirstLet those only return to their homes who are called by the imperative duties which they owe to their families, and those who by their glorious wounds have deserved the credit of their country.
Giuseppe GaribaldiLaissez-faire capitalism, or anarchocapitalism, is simply the economic form of the libertarian ethic. Laissez-faire capitalism encompasses the notion that men should exchange goods and services, without regulation, solely on the basis of value for value. It recognizes charity and communal enterprises as voluntary versions of this same ethic. Such a system would be straight barter, except for the widely felt need for a division of labor in which men, voluntarily, accept value tokens such as cash and credit. Economically, this system is anarchy, and proudly so.
Karl Hess