Quotes About Credit

If you're in poverty and all you have is a debit card or a prepaid card or you pay in cash, it does not report to a credit bureau. If it doesn't report to a credit bureau, it cannot create a credit score for yourself.

It is the people who constitute the basis of Government credit. Why then cannot the people have benefit of their own gilt-edge credit by receiving non-interest bearing currency-instead of bankers receiving the benefit of the people's credit in interest-bearing bonds. If the United States Government will adopt this policy of increasing its national wealth without contributing to the interest collector-for the whole national debt is made up on interest charges-then you will see an era of progress and prosperity in this country such as could never have come otherwise.

Marco Rubio has a disaster on his finances. He has a disaster on his credit cards. When you check his credit cards, take a look at what he`s done with the Republican Party when he had access, what he had to put back in, and whether or not something should have happened, you`ll understand it.

I always give Lindsay so much credit for her tennis game, for her attitude, for her person, and because of how she deals with all the things. I don't think people give her enough credit for how well she's doing.

Credit card companies pay college students generously to stand outside dining halls, dorms, and academic buildings and encourage their fellow students to apply for credit cards.

You settled a debt instead of paying in full will stay on your credit report for as long as the individual accounts are reported, which is typically seven years from the date that the account was settled. Unlike with bankruptcy, there isn't a separate line on your credit report dedicated to debt settlement, so each account settled will be listed as a charge-off.

We can think about how we reduce the pain in paying. So, for example, credit cards are wonderful mechanisms to reduce the pain of paying. If you go to a restaurant and you are paying cash, you would feel much worse than if you were paying with credit card. Why? You know the price, there's no surprise, but if you're paying cash, you feel a bit more guilt.

The Tucson speech [of Barack Obama] was brilliant, and I'm so angry at Republicans for jumping on him because you have to give credit. Part of being successful is to give credit to people who you may not disagree with when they do well.

I have always advocated doing everything possible to pay off credit card balances; it's good financial management and the ticket to a strong FICO credit score.

I say all the time I think there should be some courses in the regular schooling system that isn't, even like about credit, things that matter later in life. I learned the harder way: 'Look, I got a $500 credit card in the mail, let's go shopping!'

A consolidation makes sense only if you can lower your overall interest rate. Many people consolidate by taking out a home equity line loan or home equity line of credit (HELOC), refinancing a mortgage, or taking out a personal loan. They then use this cheaper debt to pay off more expensive debt, most frequently credit card loans, but also auto loans, private student loans, or other debt.

The priests of one religion never credit the miracles of another religion. Is this because priests instinctively know priests?

To act the part of a true friend requires more conscientious feeling than to fill with credit and complacency any other station or capacity in social life.

I love the Hunger Games books. Certainly, the fans are there. They're grown enormously since the beginning. When I first brought the books to Lionsgate, they had sold about 150,000 copies, which is a very good result for a YA book. And to their credit, Lionsgate was very excited and committed to the movie, from the beginning.

Financial institutions are not being bailed out as a favor to them or their stockholders. In fact, stockholders have come out worse off after some bailouts. The real point is to avoid a major contraction of credit that could cause major downturns in output and employment, ruining millions of people, far beyond the financial institutions involved. If it was just a question of the financial institutions themselves, they could be left to sink or swim. But it is not.

The daily writing practice is something I used to hear batted around a lot in writing workshops - which is probably why I dropped out of all the writing workshops. I wish I could take credit for innovating a new approach to writing, but the truth is that I've managed to write books despite myself. I'm lazy and ungovernable and undisciplined, but I do have a lot of anxiety about never amounting to anything and ending up as a bag lady.

Some fellows get credit for being conservative when they are only stupid.

My vision for the future? Two things: to make credit a human right so that each individual human being will have the opportunity to take loans and implement his or her ideas so that self-exploration becomes possible. And second: that it will lead to a world where nobody has to suffer from poverty - a world completely free from poverty.

Clay Felker was then - he had - to his credit, he had created New York Magazine, which was the first of the city magazines that covered the city and gave all kinds of advice and all that sort of stuff. And there were copies all over the country by the time he left. He had, however, a view of journalism that was very much, I must say, like Tina Brown's at The New Yorker. You hit 'em hard, fast, give 'em something to talk about the day after the paper comes out, as contrasted with William Shawn, who gave them something to talk about two or three years from then.

The financial collapse of 2008 got its start with predatory mortgages, that weren’t sold by community banks and credit unions, they were sold by fly by night mortgage brokers who had almost zero federal oversight and then the big banks looked over, saw the profit potential and they wanted it bad. So they jumped in and sold millions of these terrible mortgages while the bank regulators just looked the other way.

In explaining any puzzling Washington phenomenon, always choose stupidity over conspiracy, incompetence over cunning. Anything else gives them too much credit.

A man with a credit card is in hock to his own image of himself.

That’s why I hate to take credit for the songs I’ve written. I feel that somewhere, someplace, it’s been done and I’m just a courier bringing it into the world.

Stores are never nice to people. They're nice to credit cards.

There is a moral virtue, a moral fidelity, ability and honesty, which other men, besides church members, are, by good nature and education, by good laws and good examples nourished and trained up in; so that civil places and trust and credit need not be monopolized into the hands of church members (who sometimes are not fitted for public office), while all others are deprived and despoiled of their natural and civil rights and liberties.

Credit markets were originally created to serve human needs; to provide businesses and individuals with capital to start or expand businesses or fulfill other financial needs.

I've never met any strong critic of the United States anywhere in the world who gave us any credit for having limit on government.

The wheel was invented so we could move faster. Credit was invented so we would have to.

Congratulations on your job at the bank! Yes. You work for the bank. After taxes, your largest expense is your mortgage and credit-card debt.

I like to foster an atmosphere on set of collaboration and openness and risk taking. The beauty is when you have such brilliantly talented people as I did in my cast, you definitely don't want to fetter them in any sense. You want them to be able to go out there and do their thing and feel confident in doing their thing, because ultimately I'm the person who gets the credit which is great.

Born Losers is a beautiful piece of writing. Scott Sandage is history's Dickens; his bleak house, the late nineteenth century world of almost anonymous American men who failed. With wit and sympathy, Sandage illuminates the grey world of credit evaluation, a little studied smothering arm of capitalism. This is history as it should be, a work of art exploring the social cost of our past.

If you are a kid in Beverly Hills, (I am not putting down people who live in Beverly Hills) if that kid knows private school and a credit card... you can't say the kid is taking life for granted. He is taking the life that was given to him.

When I consider the Question, Whether there are such Persons in the World as those we call Witches? My Mind is divided between the two opposite Opinions; or rather I believe in general that there is, and has been such a thing as Witchcraft; but at the same time can give no Credit to any Particular Instance of it.

Viewed from a distance, or through the eye of the All-Knowing CEO of the Universe, the crash of 2008 followed the usual pattern. A long-lived boom driven by cheap credit, going back as far as 1982 (though subject to interruptions in the mid-1980s and 1990s, and in 2001), came to grief because of a rise in the cost of borrowing money.

If you have to pay about forty to forty-three percent of your income for housing, you also have to pay fifteen percent of your paycheck for the FICA for Social Security wage withholding. You have to pay medical care, you have to pay the banks for your credit card debt, student loans. Then you only have about twenty-five or thirty-five percent, maybe one-third of your salary to buy goods and services. That's all.

The President's biggest problem right now is he's gotta tell the truth. And we've seen this in New Jersey. I've told lots of hard truths in New Jersey that people didn't necessarily agree with, but they give you credit for looking them in the eye and telling them the truth.

To write is, indeed, no unpleasing employment, when one sentiment readily produces another, and both ideas and expressions present themselves at the first summons; but such happiness, the greatest genius does not always obtain; and common writers know it only to such a degree, as to credit its possibility. Composition is, for the most part, an effort of slow diligence and steady perseverance, to which the mind is dragged by necessity or resolution, and from which the attention is every moment starting to more delightful amusements.

What the study I chaired actually said was we needed tougher regulation of cash and capital in banks, as credit was too easy. Events proved that right.

A man deserves credit when he accomplishes something of importance. Something that provides for the betterment of his life and his family's life and, whenever possible, mankind.

I don't like credit cards. Let me triple underline that.

From the Anarchist standpoint, these artificial hindrances which are the cause of three main forms of usury-interest, profit, and rent, are, in the order of their importance, monopoly in the control of the circulating medium-money and credit, private property in land not based on occupancy and use, patent rights and copyrights, and tariffs.

Religion often gets credit for curing rascals when old age is the real medicine.

Countries are not like financial markets. Social change cannot be executed as swiftly as credit-default swaps. You cannot sell short on social commitments and practical responsibilities.

I fully credit my family for keeping me grounded and for putting me back in line whenever necessary.

You look at the Russian side: They're defending their territory from the beginning. They move west to destroy the Nazis. And they take out the guts of the German war machine per Winston Churchill, who said that they won the war. From the beginning, we were hostile to the guys who had saved how many American lives by their repulsion of the Nazis? I think the Americans lost 400,000 in the whole war. And the Americans knew it at the time. They gave Joseph Stalin credit. He was the man of the year, cover of Life magazine in 1943; he was a hero.

Good for Warren Buffett that he can afford to do that! Some people, sometimes, need to finance a purchase or rent a car, and a credit card becomes a necessity.

If you've ever made up something on the spot and made somebody laugh, you can credit Jonathan Winters with inspiration.

The vast majority of our film producers are independent producers who live hand to mouth trying to get projects made that they love. They are not owners, they're not money people, and in fact, those who just have the money don't always get a producer credit.